General Liability
The core of every business insurance policy. General liability protects your business against financial loss caused by third-party claims involving property damage or injury. Policies include critical coverages, such as bodily injury, medical payments, personal and advertising injury, property damage and defense costs. Without this foundational coverage, even a single lawsuit or accident could threaten your organization’s financial stability.
Truck Insurance
Commercial truck insurance that covers a wide range of vehicle types, from box trucks to front loads, flatbeds, garbage trucks, tankers and more. Large and small fleets alike should have an adequate commercial auto insurance policy to protect against the unique risks associated with operating heavy vehicles on the road. Coverage options can be tailored to fit the specific needs of your operation, whether you manage a single truck or an extensive fleet.
Transportation
We connect customers with the transportation coverage they need, whether it's garage liability insurance, transporter coverage, charter bus insurance or trucking liability insurance. Specialized policies are also available for time-sensitive cargo, refrigerated freight, hazardous materials and other circumstances. We work closely with clients to identify gaps in coverage and help them build a policy that reflects the reality of their daily operations.
Long Haul Trucking
A suite of coverage options for owner-operators that includes liability, physical damage, passenger accident and motor truck cargo. Optional coverages give you peace of mind, such as roadside breakdown coverage, trailer interchange insurance and other specialized coverage. Long haul truckers face distinct challenges that differ from local delivery drivers, including extended time on the road, higher mileage exposure and greater cargo value.
Commercial Property
An essential component of any California business insurance policy for organizations with physical locations. We help clients obtain coverage for their commercial properties, from the building itself to its contents, business signs, lighting fixtures and more. This coverage can also extend to equipment, inventory and other physical assets that are critical to daily operations, helping ensure that a fire, storm or other unexpected event doesn’t bring your business to a halt.
Surety Bonds
A surety bond is a promise to be liable for the default, debt or failure of another party. They are often required by law in specific circumstances, such as settling an estate or posting a permit or license bond to ensure a contractor is following local ordinances. We help clients obtain the surety bonds they need, whether it’s license and permit, contract performance, probate and court or some other category. Navigating bond requirements can be confusing, so our team works to simplify the process and match clients with the right bond for their situation.
Professional Liability
Errors and omissions insurance coverage helps protect against damages and losses that may arise from an unintentional oversight or mistake. Professional liability is a core component of business insurance in CA, providing vital protection for financial assets against unexpected damages or legal fees. This coverage is especially important for consultants, service providers and other professionals whose advice or expertise could expose them to costly claims of negligence.
Worker’s Compensation
Employers have a responsibility to the people who work for them. Most states require employers to have worker’s compensation coverage as part of their small business insurance. This essential coverage allows employers to provide financially for employees who are injured on the job.